Terms and conditions

Last updated: February 2, 2026

 

Welcome to caritathemechanic.com!

 

These Terms and Conditions (“Terms”) govern your access to and use of the website www.caritathemechanic.com, operated by Lumottu Helmi Ky (trading as caritathemechanic) (“Company,” “we,” “us,” or “our”), as well as any products, services, programs, content, or communications offered through the site.

By accessing this website or purchasing or using our services or digital products, you acknowledge that you have read, understood, and agree to be bound by these Terms, together with our Privacy Policy and any additional terms applicable to specific services or offerings.

If you do not agree with these Terms, you should not use this website or our services.

 

Scope of These Terms

These Terms apply to:

- Visitors to our website
- Clients and prospective clients
- Purchasers of digital products
- Participants in services, programs, workshops, or sessions
- Subscribers to communications and community areas (where applicable)

Where additional terms apply to a specific service, program, or product, those terms will be provided separately and will supplement these Terms.

 

Definitions

For the purposes of these Terms:

  • “Client” refers to any individual or entity purchasing or receiving services from us.

  • “Digital Products” refers to downloadable or online materials, including templates, guides, resources, or similar content.

  • “Services” refers to consulting, strategy, guidance, implementation support, or other professional services offered by us.

  • “Website” refers to www.caritathemechanic.com and all related pages and content.



 

Use of the Website

You agree to use this website for lawful purposes only and in a manner that does not infringe the rights of others or restrict or inhibit their use of the site.

You may not:

  • Use the website in violation of any applicable laws or regulations

  • Attempt to gain unauthorized access to any part of the website or its systems

  • Copy, distribute, or exploit website content beyond what is expressly permitted

We reserve the right to restrict or terminate access to the website where misuse or unlawful activity is identified.

 

Cookies and Website Technologies

Our website uses cookies and similar technologies to support functionality, security, and performance.

Detailed information about the types of cookies used, their purposes, and how you can manage your preferences is provided in our Cookie Policy, which forms part of these Terms and is available on our website.

By continuing to use the website, you acknowledge that cookies may be used in accordance with our Cookie Policy and applicable law.

 

 

Intellectual Property

All content on this website, including text, graphics, designs, templates, branding elements, and other materials, is owned by or licensed to us and is protected by applicable intellectual property laws.

Unless otherwise stated in writing:

  • We retain ownership of all intellectual property created or provided as part of our services or digital products.

  • Clients are granted a limited, non-exclusive, non-transferable license to use delivered materials for their own internal business purposes.

  • Materials may not be resold, redistributed, sublicensed, or shared with third parties without prior written permission.

 

License to Use Website Content and Materials

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, and revocable license to access and use this website and any content made available through it for your own lawful and intended purposes.

Where you purchase or receive digital products or service-related materials, this license permits use solely for your own business or personal use, as applicable. You may not reproduce, distribute, modify, resell, or create derivative works from such materials except as expressly permitted in writing.

This license does not transfer ownership of any intellectual property rights.

 

Earnings and Results Disclaimer

Our services are provided for educational, strategic, and informational purposes. While we apply professional expertise and care, outcomes depend on many factors outside our control, including  individual effort, business decisions, market conditions, and implementation.

Any references to business growth, revenue, income, or results are provided for informational and illustrative purposes only.

We do not guarantee specific results, financial outcomes, earnings, or business performance from the use of our services, programs, or digital products. No information provided should be interpreted as a promise or assurance of results.

You acknowledge that you are solely responsible for your business decisions and results, and that any actions you take based on information provided by us are taken at your own discretion.

 

Testimonials and Client Experiences

Testimonials and client statements shared on this website reflect the individual experiences of those clients. They are provided voluntarily and represent personal opinions and outcomes.

Results vary from person to person and depend on many factors, including individual circumstances, effort, and implementation. Testimonials are not intended to guarantee, promise, or predict specific results or outcomes for others.

Where testimonials are displayed, they may be edited for clarity or length while preserving the original meaning.

 

Payments and Billing

Payment terms for services and digital products are specified at the time of purchase or in individual agreements.

Unless otherwise stated:

  • Payment is required in full prior to delivery or access.

  • Prices are listed in the applicable currency and may be subject to applicable taxes.

  • Failure to complete payment may result in delayed access or suspension of services.

We reserve the right to use third-party payment processors to facilitate transactions.

 

Refunds, Cancellations, and Non-Refundable Services

Due to the digital and time-based nature of our offerings, all purchases are final unless otherwise stated in writing.

Non-Refundable Services

The following services are non-refundable once purchased:

  • Private Kajabi coaching and consulting calls

  • Strategy sessions and strategy packages

  • Strategic branding services

  • Any other call-based, consulting, or customized services, including but not limited to those listed above

These services involve the reservation of time, preparation, and professional expertise, and are therefore not eligible for refunds once booked or delivered.

Digital Products

Digital products are non-refundable once access has been granted or a download has been made available.

Cancellations and Rescheduling

Where applicable, rescheduling or cancellation terms for calls or sessions will be communicated at the time of booking. Missed sessions or late cancellations may be forfeited without refund.

If you experience technical issues accessing a product or service, please contact us promptly so we can assist.

 

User-Generated Content, Community Areas, and Communications

We may offer features that allow users and clients to post comments, messages, or other content, including blog comment sections, client communities, and direct messaging features.

By participating in these areas, you acknowledge that:

  • You are responsible for the content you choose to share, including comments, posts, and private messages.

  • Any information you disclose may be visible to other users and should be shared thoughtfully and with care.

  • You agree to engage respectfully and lawfully, and not to post or transmit content that is unlawful, harmful, abusive, defamatory, discriminatory, misleading, or otherwise inappropriate.

We reserve the right, but do not assume an obligation, to monitor, moderate, remove, or restrict access to user-generated content or communications where necessary to protect the integrity, safety, or lawful operation of our platforms.

We reserve the right to suspend or terminate access to community features where these Terms are violated.

We are not responsible for interactions, communications, or disputes between users, including private messages exchanged through community or messaging features. Participation in community areas and communications is voluntary and undertaken at your own discretion.

Where community features are hosted or supported by third-party platforms, participation is also subject to the applicable terms and policies of those platforms.

 

User Responsibilities for Submitted Content

By posting or sharing comments, messages, or other content through the website or community features, you confirm that:

  • You have the necessary rights, permissions, and authority to share such content.

  • Your content does not infringe the intellectual property, privacy, or other rights of any third party.

  • Your content does not contain unlawful, defamatory, misleading, or offensive material.

  • Community and commenting features are not used for unsolicited promotion, advertising, or commercial solicitation without prior permission.

 

Email Communications

Where you choose to communicate with us via email, you are responsible for the content of your messages.

Email communications should be used for lawful, respectful, and appropriate purposes related to your inquiry, services, or relationship with us. You agree not to use email communications to send unlawful, abusive, misleading, or unsolicited promotional content.

We handle email communications in accordance with our Privacy Policy and applicable data protection laws. While we take reasonable care in managing communications, we are not responsible for the content of messages sent by users.

 

Privacy and Data Protection

Your use of this website and our services is also governed by our Privacy Policy, which explains how we collect, use, store, and protect personal data in accordance with applicable data protection laws.

By using the website or engaging with our services, you acknowledge that you have been informed of and agree to the practices described in our Privacy Policy.

The Privacy Policy forms an integral part of these Terms and is available on our website.

 

Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, or consequential damages arising from the use of this website, our services, or digital products.

Our total liability, where liability cannot be excluded, shall be limited to the amount paid by you for the relevant product or service giving rise to the claim.

Nothing in these Terms limits liability where such limitation is not permitted by law.

 

Third-Party Services 

Our website and services may reference or integrate third-party platforms or tools. We are not responsible for the content, functionality, or practices of third-party services and encourage users to review their respective terms and policies independently.

 

Affiliate Links and Third-Party Recommendations

From time to time, we may reference or recommend third-party products or services, including through affiliate links. This means we may receive a commission if you choose to make a purchase through such links, at no additional cost to you.

Any such references are provided for informational purposes only. We do not control and are not responsible for the content, performance, policies, or practices of third-party products or services, and we make no guarantees regarding their outcomes or suitability for your specific circumstances.

Participation in affiliate programs does not affect the price you pay and does not alter our commitment to providing honest and independent recommendations.

 

Governing Law

These Terms are governed by and construed in accordance with the laws of Finland, without regard to conflict-of-law principles.

Any disputes arising in connection with these Terms shall be subject to the exclusive jurisdiction of the competent courts of Finland, unless otherwise required by applicable law.

 

 

Changes to These Terms

We may update these Terms from time to time to reflect changes in our services or legal requirements. Any updates will be posted on this page with a revised ‘Last updated’ date.

Continued use of the website or services after changes take effect constitutes acceptance of the updated Terms.

 

Contact Information

If you have questions about these Terms, please contact:

Lumottu Helmi Ky (trading as caritathemechanic)
[email protected]
www.caritathemechanic.com

 

Last updated: February 2, 2026